Every vehicle owner should have auto insurance. There are a number of unforeseen accidents that occur constantly while driving. Accidents that may not have been the drivers fault and some that could arise from the drivers errors. Auto insurance provides the vehicle owner with financial protection against these unforeseen incidents that would result in liabilities. Auto Infinity Insurance is an insurance company in the United States; they are often simply referred to as Infinity insurance.
Auto Infinity Insurance specializes in providing reliable and comprehensive auto insurance coverage to vehicle owners while taking into consideration their budget and unique needs. It was founded in 1955 by two individuals, Stephen and Robert Adams, and has steadily grown over the years to become one of the top non-standard auto insurance providers in the country.
Coverage Options Available with Auto Infinity Insurance
Auto Infinity Insurance offers a wide range of coverage options, allowing customers to tailor their policies to their specific needs. Some common types of coverage offered by Infinity Insurance include:
- Liability Coverage: This is the most basic form of auto insurance and is required by law in most states. It covers bodily injury and property damage that you may cause to others in an accident.
- Collision Coverage: This coverage pays for repairs to your vehicle in the event of an accident, regardless of fault.
- Comprehensive Coverage: Comprehensive coverage handles non-collision-related damages such as theft, vandalism, and natural disasters.
- Uninsured/Underinsured Motorist Coverage: This coverage protects you if you’re in an accident with an uninsured driver or a driver with insufficient coverage. It can cover medical expenses and property damage.
- Medical Payments Coverage: This coverage pays for medical expenses resulting from an accident, regardless of fault.
- Roadside Assistance: Infinity Insurance offers optional roadside assistance coverage, which can be beneficial for unexpected breakdowns or other roadside emergencies such as a flat tire or a dead battery.
Discounts and savings opportunities available with Auto Infinity Insurance
The Auto Infinity Insurance Discounts and Savings feature is a very beneficial addition to their policy. It is a great idea especially for first time drivers who often encounter higher premiums when purchasing auto insurance coverage. Some discounts and savings opportunities may include:
- Multi-Policy Discount: Save money by bundling your auto insurance with other policies, such as home insurance.
- Good Driver Discount: If you have a clean driving record, you may qualify for a discount.
- Safe Driver Discount: Completing a defensive driving course can lead to reduced premiums.
- Multi-Car Discount: Insure multiple vehicles with Infinity Insurance, and you can save on your premiums.
- Good Student Discount: Students with good academic records can get discounts on their insurance premiums.
- Anti-Theft Device Discount: Equipping your vehicle with anti-theft devices may lead to lower insurance costs.
Benefits of the Auto Infinity Insurance Coverage
- One of the key reasons people choose Auto Infinity Insurance is its competitive pricing. Compared to other auto insurance companies, infinity insurance offers affordable premiums without compromising on coverage quality.
- Customized Policies: Auto Infinity Insurance understands that each client’s needs are unique. They work closely with their customers to tailor policies that fit their individual requirements and budgets.
- High-Quality Customer Service: Customer service is a critical aspect of any insurance company’s reputation. Infinity Insurance offers various ways for customers to reach out for assistance, including phone support, email, and an online portal for managing policies and claims.
- Online Tools and Mobile Apps: Auto Infinity Insurance offers online tools and mobile apps that make it easy for policyholders to manage their policies, file claims, and access important documents.
- Fast Claim Processing: The claims process with Infinity Insurance is typically straightforward. In the event of an accident or damage, policyholders can report claims through the website or the mobile app, or they can contact the company’s claims department directly. An adjuster will be assigned to assess the damages and guide you through the process, ensuring a smooth and efficient claims experience.
- Financial Stability and Reputation: When choosing an insurance provider, it’s essential to consider the company’s financial stability and reputation. Auto Infinity Insurance has received an A “Excellent” rating from A.M. Best, a well-respected insurance rating agency. This indicates the company’s financial strength and its ability to meet its obligations to policyholders.
Some of the drawbacks associated with Auto Infinity Insurance
- Auto Infinity Insurance may not be available in all states or regions, which limits its accessibility. Customers in areas where the company does not operate won’t be able to take advantage of its services.
- While Auto Infinity Insurance is known for affordable premiums, rates can still vary significantly depending on factors such as your location, driving history, and the type of coverage you require. Some individuals may find the rates less competitive for their specific situation.
- Customer Reviews and Complaints: Customer satisfaction can vary, and there may be negative reviews or complaints about the company’s customer service, claims processing, or other aspects of their service. It’s a good idea to research customer feedback and complaints to gauge the company’s reputation.
- Bundling Requirements: While bundling insurance policies can save you money, some customers might find it inconvenient or financially impractical to bundle their auto insurance with other policies, such as home insurance or renters insurance.
- Policy Cancellation Fees: Auto Infinity Insurance, like many insurance providers, may charge fees if you decide to cancel your policy before its expiration date. It’s important to understand the terms and conditions regarding policy cancellations.
To determine in which cities Auto Infinity Insurance is available, it is important to visit the company’s official website online or contacting their customer service directly. Most insurance providers maintain a website with information on the areas they serve and may have a “Find an Agent” or “Contact Us” feature to assist you in locating a representative or office near you.